Kwok Chan

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Kwok Chan

Loan Officer

Bio: I am committed to helping you buy or refinance homes with ease. I will work with you every step of the way to get the best loan with the support of the industry's best loan process and underwriting team. I am fluent in English as well as Cantonese and Mandarin.

Phone: (415) 999-2204

NMLS#: 2394051

License states: California

Spoken Language: English, Mandarin Chinese, Cantonese Chinese

Mortgage Rates

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.